Helping Stockbridge, GA Area Residents Get a Fresh Start Financially

Helping Stockbridge, GA Area Residents Get a Fresh Start Financially

Rainford Law Firm P.C. is a respected bankruptcy law firm

Are you in serious medical debt due to a debilitating condition or an extended hospital stay? Did a job loss, divorce or judgment take a toll on your finances? No matter how you got into the situation you're facing, you can find relief by filing for bankruptcy.

Bankruptcy law is complex, so you'll want to consult the attorney at Rainford Law Firm P.C. in Stockbridge, GA prior to proceeding. Reach out today to schedule a free consultation.

Is filing for bankruptcy a smart move?

If catching up on missed payments seems like an impossible task, filing for bankruptcy may be a good solution. It's a good idea to disregard other people's opinions about declaring bankruptcy - do what's right for you. Start by consulting our bankruptcy attorney in Stockbridge, GA.

Keep reading to discover the difference between two common types of consumer bankruptcy.

Chapter 7 bankruptcy

Chapter 7 bankruptcy law involves the liquidation of debts, meaning that debtors must sell some of their assets. The proceeds are distributed to creditors. However, most assets can be exempted, or protected.

Filing for Chapter 7 bankruptcy may allow you to stop asset repossession, as well as wipe out debt due to...

  • Liens
  • Levies
  • Credit cards
  • Medical bills
  • Second mortgages
  • Contractual obligations like loans

However, filing for Chapter 7 bankruptcy will temporarily hinder your ability to make purchases on credit or to qualify for a loan.

Chapter 13 bankruptcy

Chapter 13 bankruptcy law involves the reorganization of debts, allowing debtors to pay creditors in full or in part within three to five years. A repayment plan may allow you to...

  • Save your home from foreclosure and your vehicle from repossession
  • Catch up on back taxes and child support payments
  • Repay your debts with a reduced interest rate


We can help you explore your options and provide the guidance you need to make an informed decision. Call 678-583-1679 now to arrange a meeting with a bankruptcy attorney in Stockbridge, GA.